Founded in the year 2000, Khushhali Microfinance Bank Limited (formerly known as Khushhalibank Limited) was a part of the Government of Islamic Republic of Pakistan's Poverty Reduction Strategy and its Microfinance Sector Development Program (MSDP). MSDP was developed with the facilitation of the Asian Development Bank (ADB). With its headquarters based in Islamabad and a total network of 240 footprints across Pakistan, Khushhali Microfinance Bank (KMBL) operates under the supervision of the State Bank of Pakistan (SBP). The bank's board comprises seven members including leading commercial bankers, fund managers, and microfinance experts from across the globe. The mandate remains to retail microfinance services and to act as a catalyst in stabilizing the country's newly formed microfinance sector.

Job Description

What You Will Do

  • To assist in the implementation of credit administration structure and procedure within the bank through continuous interaction with the various divisions/departments/units/branches on an ongoing basis.
  • To assist in the development of standard loan documentation and to ensure its legal effectiveness & enforceability. In addition, ensure compliance with the Bank’s and regulator’s credit policies in terms of disbursement of finance facilities.
  • Ensure perfection of security/support documents and adherence to covenants/conditions of the credit approvals. 
  • To assist in identifying opportunities to increase efficiency/turnaround time.
  • To assist Manager Credit Administration with arranging legal opinions, security perfection, arranging mortgages and redemptions, and completion of all pre and post-disbursement formalities.
  • Supervise that the credit sanctions are as per the discretionary powers allocated to various credit committees and in accordance with Banks and regulator policies.
  • Generate and review the MIS reports and alerts for follow-ups with concerned business units for effective decision-making.
  • To assist in handling all issues related to internal/external/SBP audit regarding credit administration issues and ensure that all required system support is in place as per best market practice for smooth operation.
  • Review of approved goldsmith agreements & maintain a global database of approved goldsmiths.
  • Any additional tasks assigned by the management relevant to Credit Administration.

What You Will Need

  • Preferably Master of Business Administration or Master equivalent degree in Finance, Commerce or Economics with a top-quartile grade from an HEC recognized/overseas institution. 
  • Any professional certification would be an added advantage.
  • At least 3 years experience in credit risk management, credit administration, monitoring, and control in commercial bank/DFIs.
  • Sound knowledge of credit administration/management systems and reporting requirements.
  • Highly proficient in MS office, awareness of latest technology trends, banking support systems, and software,
  • Sound analytical, presentation, and interpersonal communication skills.

Required Skills

  • Credit Analysis
  • MS Office 
  • Reporting Abilities

Job Detail :

Job type

CAD officer

Date posted

21-10-2021

Salary

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Education requirement

Bachelors

Experience

3 years

Job location

Islamabad

Total seats

One

Age

Nil

Valid through(last date)

21-11-2021

Apply procedure video

soon

WhatsApp Group link

Click here

For Apply Click here