Management Trainee Officer - Branch Banking Group position posted by United Bank Limited (UBL) ONLINE TEST ANSWER 2024


UBL MTO TEST 2024 with the answer is  below:

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During last year’s eid period, shops had less than half the number of visitors they had experienced just three years before. This drop demonstrates a fundamental shift in the way people are now shopping and buying. Whilst there were concerns about online trading in the early days, this has declined now and as confidence in the internet continues to grow and grow, so too does online shopping. Consumers have busy lives, and they are only getting busier. They have less time to visit the shops as they traditionally did. Whilst a trop to the shops is still regarded by many as an enjoyable past-time, it is also regarded as a luxury. By shopping online, consumers can shop when it suits them and can also use price comparison and review websites to ensure they are getting the best deal. 1.Which of the following would best replace the word fundamental in the second sentence?
A)     A) Declining
B)     Major
2. which of the following statements best describes the trend in online shopping?
A) At first customers through it is a great idea, but since then, they have become less sure              
B) Consumers can not decide whether they prefer online or traditional shopping
c) People have best forced to shop online in order to grab the best bargains
D) People were initially wary about online shopping, but are more confident now
3. The following statement can be inferred from the passage? People now regard Internet shopping as
A)     A way to fit more into their busy lives
B)     An easier way to buy luxury goods
C)     An expensive but useful way to shop]
D)     A wat to ovoid the Eid Crowds
4.Which of the following information statements is false, based on the information in the passage?
A)     There appear to have been very few changes in the way people shop in the last few year
B)     There are still many people who enjoy taking  a trip to the shops nowadays
C)     Price comparison websites can help shoppers research where the best deal are
D)     Shopping online create opportunities to shop at a time but suits you
5. Confidence in the Internet as a method of shopping is expected to
A)     Increase
B)     Decreases
C)     Stay the same
D)     We cannot tell
6. A company sales data for the last four quarters is as follows: Q1: 120,0000 Q2: 150000 Q3: 135000 Q 4: 180,000 what is percentage Q1 to Q4
A)     25%
B)     50%
C)     30%
D)     60%
7.If the cats are mammals and some mammals are not dogs, which of the following statements is true?
A)     All cats are dogs
B)     Some cats are not Mammals
C)     Some cats are not dogs
D)     All mammals are cats
8.What is the next number is the sequence 2,6,12,20?
A)     30
B)     24
C)     28
D)     36
9. in a survey of 200 People , 60 preferred product A, 80 Preferred product B, and 60 preferred product C, what is percentage o the surveyed the people preferred product B?
A) 30%
B) 40%
C) 50%
D) 25%
10. if a store sells 4 pencils for pkr 1 , if a customer buys 16 pencils, how much it cost?
A) 4
B) 3
C) 2
11. you are given a dataset with columns for revenue, cost, and profit. “if the cost is PKR 40 and the profit is PKR 60.
A) 100
B)120
12. If the product price is reduced 20% ,and new price is 80 what is the original price?
A) 100
13. five friends are seated in a row and jawad is always to the the of sara ,who is seated the middle, where is sara seated if john is on one end?
A)     Fist
B)     Second
C)     Third
D)     Fourth
14. A train travels 150miles on 3 hour what is average speed?
A) 50 Miles
15. if the ratio of cat to dogs in shelter is 3:5 and there are 24 cats , how many dogs are there
A) 40
B) 30
C) 36
D) 20
16.if the exchange rate between the US Dollar( USD) And Euro ( EUR) is 2 ie. 1 USD=2.80EUR, how many euros will you received for 1000 US Dollars?
A)     2800
B)     2100
C)     1500
17. The sum of two number is 850, if one number is 280, what is the other number?
A) 485
B) 470
C) 570
18.  if a customer withdraws Rs. 15600 from their bank account and has a remaining balance of RS 8000, what was the initial balance?
A) 7600
B) 8600
C) 23600
19. I am electing a candidate to secure30% of total votes and the other candidates secure 1400 votes. What will be the total number of votes?
A) 2000
B) 3000
C) 2400
D) 5000
20. A person is purchasing an apartment for an Amount of Rs 6,500,000/- and have to to make 30% in advance. How much amount will he pay in advance?
A) 1,950,000
Part 02( UBL MTO TEST )
21 . When dealing with a potential who seems interested but hesitant to make a purchase , which approach is more effective ?
A)     Push for the sale aggressively
B)     Provide detailed product information and officer a trail period
C)     Disregard their hesitation and move on to another client
D)     Offer a significant discount to close the sale
22. customer is unhappy to purchase what is the best way to handle the situation?
A) Apologize and offer a refund or replacement
B) Ignore the complaint and hope the forget about it
C) Argue with the customer to prove they are wrong
D) offer them a different a discount on their next purchased without addressing the current Issue.
23. when trying to build a relationship with a new client , what is most important initial step ?
A) offer them the best deal immediately
B) focus on understanding their needs and goals
C) Quickly promote all available products and services
D) Share personal stories to create a bond
24. How should you follow up with a client after a successful meeting?
A) send a generic thank you email
B) Call them to discuss potential issues and next steps
C) send a detailed summary of the meeting and a proposal for future action
D) Wait for them to contract you if they are interested
25. if you encounter a problem with a project deadline, what is first step you should take?
A) informal your manager and ask for an extension
B) try to fix the problem in your own before seeking help
C) Analyze the issue and come up with a plan to address it
D) ignore the problem and hope it resolves itself
26. When faced with multiple urgent tasks, what is the most effective approach?
1 Work on task as they came in without prioritizing
prioritized tasks based on their urgency and importance
3 Focus on the easiest tasks to get the out of the way
4 Delegate all tasks to other
27. During a team meeting, you notice that some team members are not participating. What should you do?
1 Continue the meeting without addressing the issue
Ask open ended questions to encourage their input
3 Directly criticize the non-participants
4 End the meeting early to avoid further discomfort
28. How should you handle a situation where there is a misunderstanding with a colleague?
1 Avoid the colleague until the issue resolves itself
2 Schedule a private meeting to discuss and clarify the misunderstanding
3 Ignore the issue and continue working as usual
4 publicly address the misunderstanding in a team meeting
29. What is the most important aspect of maintaining professional grooming in the workplace?
1 Wearing the latest fashion trends
2 Dressing in a manner that is appropriate for your role and industry
3 Ensuring you outfit is the most expensive among your colleagues
4 Wearing casual clothes to appear approachable
30. How can you use customer feedback to improve you sales approach?
1 Disregard feedback it it’s not positive
2 Implement suggestions to tailor your approach t better meet customer needs
3 Only use feedback to correct mistakes in the future
4 Focus only on positive feedback to reinforce current strategies
31. When networking at a professional event, what should you aim to do first?
1 Collect as many business cards as possible
Focus on making genuine connections and understanding others needs
3 Sell your product or service immediately
4 Stay with people you already know
32. Ifa project team is facing a significant challenge; how should you communicate with the team to ensure a solution is reached?
1 Emphasize the severity of the problem to motivate action
2 Encourage open dialogue and brainstorming to find a collaboration solution
3 Assign the problem to one person and let them handle it
4 Communicate only with senior management for guidance
33. In a crisis situation, what is the best communication strategy?
1 Provide as much information as possible immediately
2 Communicate clearly and calmly providing updates as new information become available
3 Wait until the situation is fully resolved before communicating
4 Focus on minimizing the impact of the crisis in the workplace
34. How does professional grooming impact communication in the workplace?
1 It has no impact on communication
2 Professional grooming enhances your credibility and helps establish a positive first impression
3 It only affects interaction with clients not colleagues
4 It is only important for formal events not day to day communication
35 How many minutes are there in 3.25 hours?
1 120 Minutes
2 150 Minutes
3 175 Minutes
4 195 Minutes
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